61/100
#906 nationally
Banner North Co Medical Center - Loveland Campus
2000 Boise Ave, Loveland, CO 80538 · (970) 820-4640
Charges well above the national norm
For every $1 of care Medicare actually paid for here, Banner North Co Medical Center - Loveland Campus billed $4.84 in list charges. That gap does not change a Medicare patient's bill — but it is where an uninsured or out-of-network bill starts.
- Charge-to-payment
- 4.8x
- volume-weighted across all its priced work
- Procedures priced
- 24
- inpatient and outpatient combined
- Rank in CO
- #8
- lower markup ranks higher
- CMS quality stars
- 3/5
- shown for context, not in the grade
How this grade was reached
Each component is scored against every other U.S. hospital in the same federal files, so the grade is a position in the country, not a pass mark we invented.
Better than 80% of U.S. hospitals.
Better than 51% of U.S. hospitals.
Better than 53% of U.S. hospitals.
Better than 48% of U.S. hospitals.
What this hospital treats most
The ten procedures it billed Medicare for most often, with its charge beside the national middle.
| Procedure | Patients | Charged | Actually paid | vs national |
|---|---|---|---|---|
|
Comprehensive Observation Services
APC 8011 · Hospital outpatient visit |
143 | $11,932 | $2,591 | -39% |
|
Sepsis (severe)
MS-DRG 871 · Inpatient stay |
58 | $33,960 | $14,115 | -48% |
|
Level 2 Laparoscopy and Related Services
APC 5362 · Hospital outpatient visit |
50 | $68,391 | $9,792 | +15% |
|
Level 5 Musculoskeletal Procedures
APC 5115 · Hospital outpatient visit |
46 | $72,850 | $12,511 | +17% |
|
Level 2 Excision/ Biopsy/ Incision and Drainage
APC 5072 · Hospital outpatient visit |
33 | $9,776 | $1,506 | -3% |
|
Level 1 Endovascular Procedures
APC 5191 · Hospital outpatient visit |
29 | $19,779 | $3,107 | -22% |
|
Level 3 Excision/ Biopsy/ Incision and Drainage
APC 5073 · Hospital outpatient visit |
28 | $17,122 | $2,628 | -3% |
|
Level 1 Laparoscopy and Related Services
APC 5361 · Hospital outpatient visit |
27 | $38,773 | $5,493 | +10% |
|
Level 5 Urology and Related Services
APC 5375 · Hospital outpatient visit |
27 | $36,034 | $4,788 | +31% |
|
Level 3 Musculoskeletal Procedures
APC 5113 · Hospital outpatient visit |
23 | $25,312 | $2,975 | +24% |
Where its charges run furthest above the national middle
Only procedures it performed at least eleven times, so a single unusual case cannot produce the headline.
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Level 5 Urology and Related Services
APC 5375 · Hospital outpatient visit |
$36,034 | $4,788 | +31% |
|
Level 4 Neurostimulator and Related Procedures
APC 5464 · Hospital outpatient visit |
$101,323 | $20,772 | +26% |
|
Level 3 Musculoskeletal Procedures
APC 5113 · Hospital outpatient visit |
$25,312 | $2,975 | +24% |
|
Level 4 Musculoskeletal Procedures
APC 5114 · Hospital outpatient visit |
$47,988 | $6,810 | +20% |
|
Level 4 Urology and Related Services
APC 5374 · Hospital outpatient visit |
$24,341 | $3,319 | +18% |
|
Level 5 Musculoskeletal Procedures
APC 5115 · Hospital outpatient visit |
$72,850 | $12,511 | +17% |
|
Level 2 Laparoscopy and Related Services
APC 5362 · Hospital outpatient visit |
$68,391 | $9,792 | +15% |
|
Level 1 Laparoscopy and Related Services
APC 5361 · Hospital outpatient visit |
$38,773 | $5,493 | +10% |
Where it charges least relative to everyone else
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Respiratory Infection (severe)
MS-DRG 177 · Inpatient stay |
$25,021 | $12,708 | -55% |
|
Sepsis (severe)
MS-DRG 871 · Inpatient stay |
$33,960 | $14,115 | -48% |
|
COPD (severe)
MS-DRG 190 · Inpatient stay |
$24,692 | $8,557 | -41% |
|
Sepsis (without major complications)
MS-DRG 872 · Inpatient stay |
$23,531 | $8,011 | -40% |
|
Comprehensive Observation Services
APC 8011 · Hospital outpatient visit |
$11,932 | $2,591 | -39% |
|
Heart Failure (severe)
MS-DRG 291 · Inpatient stay |
$30,162 | $9,836 | -31% |
|
Pneumonia (severe)
MS-DRG 193 · Inpatient stay |
$33,491 | $10,849 | -28% |
|
Level 1 Endovascular Procedures
APC 5191 · Hospital outpatient visit |
$19,779 | $3,107 | -22% |
What this page cannot tell you
- It is not your bill. These are averages across Medicare patients. What you pay depends on your insurance, your plan's negotiated rate and your own case.
- It is not a quality rating. A hospital with a high markup may be excellent, and one with a low markup may not be. We checked: across every U.S. hospital, markup and the CMS quality star rating barely move together.
- A charge is not a cost. Hospitals do not collect their list charges from insured patients. The number matters because it is the opening figure on an uninsured or out-of-network bill.
- Ask for the real number. Every U.S. hospital must publish a machine-readable price file and give you a written good-faith estimate on request.