76/100
#452 nationally
Covenant Medical Center
1447 N Harrison, Saginaw, MI 48602 · (989) 583-6000
Charges moderately above what care is paid for
For every $1 of care Medicare actually paid for here, Covenant Medical Center billed $3.44 in list charges. That gap does not change a Medicare patient's bill — but it is where an uninsured or out-of-network bill starts.
- Charge-to-payment
- 3.4x
- volume-weighted across all its priced work
- Procedures priced
- 129
- inpatient and outpatient combined
- Rank in MI
- #31
- lower markup ranks higher
- CMS quality stars
- 2/5
- shown for context, not in the grade
How this grade was reached
Each component is scored against every other U.S. hospital in the same federal files, so the grade is a position in the country, not a pass mark we invented.
Better than 68% of U.S. hospitals.
Better than 74% of U.S. hospitals.
Better than 81% of U.S. hospitals.
Better than 92% of U.S. hospitals.
What this hospital treats most
The ten procedures it billed Medicare for most often, with its charge beside the national middle.
| Procedure | Patients | Charged | Actually paid | vs national |
|---|---|---|---|---|
|
Comprehensive Observation Services
APC 8011 · Hospital outpatient visit |
450 | $13,980 | $2,399 | -28% |
|
Sepsis (severe)
MS-DRG 871 · Inpatient stay |
346 | $49,106 | $14,705 | -25% |
|
Heart Failure (severe)
MS-DRG 291 · Inpatient stay |
223 | $27,542 | $9,795 | -37% |
|
Level 2 Excision/ Biopsy/ Incision and Drainage
APC 5072 · Hospital outpatient visit |
172 | $7,615 | $1,406 | -24% |
|
Level 1 Endovascular Procedures
APC 5191 · Hospital outpatient visit |
170 | $23,887 | $2,885 | -5% |
|
Level 5 Musculoskeletal Procedures
APC 5115 · Hospital outpatient visit |
167 | $43,101 | $11,301 | -31% |
|
Respiratory Infection (severe)
MS-DRG 177 · Inpatient stay |
121 | $33,862 | $12,141 | -38% |
|
Pneumonia (severe)
MS-DRG 193 · Inpatient stay |
116 | $27,982 | $10,004 | -40% |
|
Level 3 Urology and Related Services
APC 5373 · Hospital outpatient visit |
107 | $12,297 | $1,793 | -5% |
|
Level 5 Urology and Related Services
APC 5375 · Hospital outpatient visit |
104 | $17,489 | $4,541 | -36% |
Where its charges run furthest above the national middle
Only procedures it performed at least eleven times, so a single unusual case cannot produce the headline.
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Level 2 Urology and Related Services
APC 5372 · Hospital outpatient visit |
$3,443 | $609 | +10% |
|
Level 2 Endovascular Procedures
APC 5192 · Hospital outpatient visit |
$35,146 | $5,094 | about average |
|
Level 2 Intraocular Procedures
APC 5492 · Hospital outpatient visit |
$20,358 | $3,624 | about average |
|
Level 3 Urology and Related Services
APC 5373 · Hospital outpatient visit |
$12,297 | $1,793 | -5% |
|
Level 1 Endovascular Procedures
APC 5191 · Hospital outpatient visit |
$23,887 | $2,885 | -5% |
|
Level 1 Nerve Procedures
APC 5431 · Hospital outpatient visit |
$10,629 | $1,721 | -6% |
|
Level 2 Musculoskeletal Procedures
APC 5112 · Hospital outpatient visit |
$9,804 | $1,392 | -13% |
|
Coagulation Disorders
MS-DRG 813 · Inpatient stay |
$55,878 | $17,892 | -17% |
Where it charges least relative to everyone else
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Other Major Cardiovascular Procedures with Major Complications
MS-DRG 270 · Inpatient stay |
$80,537 | $35,290 | -64% |
|
Other Major Cardiovascular Procedures with Complications
MS-DRG 271 · Inpatient stay |
$67,846 | $23,364 | -55% |
|
Other Circulatory System Diagnoses with Complications
MS-DRG 315 · Inpatient stay |
$18,704 | $7,356 | -55% |
|
Seizures with Major Complications
MS-DRG 100 · Inpatient stay |
$36,947 | $14,509 | -54% |
|
Other Cerebrovascular Disorders with Major Complications
MS-DRG 070 · Inpatient stay |
$30,654 | $12,776 | -54% |
|
Organic Disturbances and Intellectual Disability
MS-DRG 884 · Inpatient stay |
$23,457 | $12,308 | -53% |
|
Extensive Operating Room Procedures Unrelated to Principal Diagnosis with Complications
MS-DRG 982 · Inpatient stay |
$50,200 | $19,489 | -52% |
|
Spinal Fusion Except Cervical without Major Complications
MS-DRG 460 · Inpatient stay |
$70,069 | $27,817 | -52% |
What this page cannot tell you
- It is not your bill. These are averages across Medicare patients. What you pay depends on your insurance, your plan's negotiated rate and your own case.
- It is not a quality rating. A hospital with a high markup may be excellent, and one with a low markup may not be. We checked: across every U.S. hospital, markup and the CMS quality star rating barely move together.
- A charge is not a cost. Hospitals do not collect their list charges from insured patients. The number matters because it is the opening figure on an uninsured or out-of-network bill.
- Ask for the real number. Every U.S. hospital must publish a machine-readable price file and give you a written good-faith estimate on request.