77/100
#428 nationally
Insight Hospital And Medical Center Coldwater
274 E Chicago St, Coldwater, MI 49036 · (517) 279-5489
Charges moderately above what care is paid for
For every $1 of care Medicare actually paid for here, Insight Hospital And Medical Center Coldwater billed $3.29 in list charges. That gap does not change a Medicare patient's bill — but it is where an uninsured or out-of-network bill starts.
- Charge-to-payment
- 3.3x
- volume-weighted across all its priced work
- Procedures priced
- 16
- inpatient and outpatient combined
- Rank in MI
- #28
- lower markup ranks higher
- CMS quality stars
- 2/5
- shown for context, not in the grade
How this grade was reached
Each component is scored against every other U.S. hospital in the same federal files, so the grade is a position in the country, not a pass mark we invented.
Better than 77% of U.S. hospitals.
Better than 67% of U.S. hospitals.
Better than 80% of U.S. hospitals.
Better than 94% of U.S. hospitals.
What this hospital treats most
The ten procedures it billed Medicare for most often, with its charge beside the national middle.
| Procedure | Patients | Charged | Actually paid | vs national |
|---|---|---|---|---|
|
Comprehensive Observation Services
APC 8011 · Hospital outpatient visit |
90 | $13,783 | $2,352 | -29% |
|
Level 1 Intraocular Procedures
APC 5491 · Hospital outpatient visit |
50 | $8,898 | $1,993 | -24% |
|
Heart Failure (severe)
MS-DRG 291 · Inpatient stay |
38 | $23,975 | $10,259 | -45% |
|
Level 4 Urology and Related Services
APC 5374 · Hospital outpatient visit |
35 | $13,344 | $2,864 | -35% |
|
Urinary Tract Infection (without major complications)
MS-DRG 690 · Inpatient stay |
33 | $18,248 | $6,780 | -39% |
|
Pneumonia (severe)
MS-DRG 193 · Inpatient stay |
30 | $35,509 | $10,765 | -24% |
|
Level 2 Excision/ Biopsy/ Incision and Drainage
APC 5072 · Hospital outpatient visit |
27 | $5,558 | $1,418 | -45% |
|
Sepsis (severe)
MS-DRG 871 · Inpatient stay |
25 | $44,147 | $15,125 | -32% |
|
Psychoses
MS-DRG 885 · Inpatient stay |
18 | $24,304 | $11,147 | -33% |
|
Respiratory Infection (severe)
MS-DRG 177 · Inpatient stay |
16 | $38,214 | $12,917 | -31% |
Where its charges run furthest above the national middle
Only procedures it performed at least eleven times, so a single unusual case cannot produce the headline.
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Level 3 Vascular Procedures
APC 5183 · Hospital outpatient visit |
$15,305 | $2,640 | -20% |
|
Level 4 Musculoskeletal Procedures
APC 5114 · Hospital outpatient visit |
$30,956 | $6,257 | -22% |
|
Pneumonia (severe)
MS-DRG 193 · Inpatient stay |
$35,509 | $10,765 | -24% |
|
Level 1 Intraocular Procedures
APC 5491 · Hospital outpatient visit |
$8,898 | $1,993 | -24% |
|
Comprehensive Observation Services
APC 8011 · Hospital outpatient visit |
$13,783 | $2,352 | -29% |
|
Respiratory Infection (severe)
MS-DRG 177 · Inpatient stay |
$38,214 | $12,917 | -31% |
|
Sepsis (severe)
MS-DRG 871 · Inpatient stay |
$44,147 | $15,125 | -32% |
|
Psychoses
MS-DRG 885 · Inpatient stay |
$24,304 | $11,147 | -33% |
Where it charges least relative to everyone else
| Procedure | Charged | Actually paid | vs national |
|---|---|---|---|
|
Level 1 Nerve Procedures
APC 5431 · Hospital outpatient visit |
$4,379 | $1,689 | -61% |
|
Level 2 Excision/ Biopsy/ Incision and Drainage
APC 5072 · Hospital outpatient visit |
$5,558 | $1,418 | -45% |
|
Heart Failure (severe)
MS-DRG 291 · Inpatient stay |
$23,975 | $10,259 | -45% |
|
Respiratory Failure
MS-DRG 189 · Inpatient stay |
$27,248 | $10,477 | -44% |
|
Pneumonia (with complications)
MS-DRG 194 · Inpatient stay |
$18,041 | $6,840 | -43% |
|
Urinary Tract Infection (without major complications)
MS-DRG 690 · Inpatient stay |
$18,248 | $6,780 | -39% |
|
Level 3 Musculoskeletal Procedures
APC 5113 · Hospital outpatient visit |
$12,608 | $2,658 | -38% |
|
Level 4 Urology and Related Services
APC 5374 · Hospital outpatient visit |
$13,344 | $2,864 | -35% |
What this page cannot tell you
- It is not your bill. These are averages across Medicare patients. What you pay depends on your insurance, your plan's negotiated rate and your own case.
- It is not a quality rating. A hospital with a high markup may be excellent, and one with a low markup may not be. We checked: across every U.S. hospital, markup and the CMS quality star rating barely move together.
- A charge is not a cost. Hospitals do not collect their list charges from insured patients. The number matters because it is the opening figure on an uninsured or out-of-network bill.
- Ask for the real number. Every U.S. hospital must publish a machine-readable price file and give you a written good-faith estimate on request.